Bank & savings protection checker - check your money is protected

Funded by the financial services industry, FSCS is an independent and free service, protecting you when financial firms fail. Add your accounts below (you can add more than one for each bank, building society or credit union), and check how much of your money is protected.

The protection checker works for cash deposits and e-money, but not investments. You’ll get the most relevant results if you enter the firm reference number (FRN) of your bank, building society or credit union. It should be on its website or you can ask them for it. 

Warning: Scammers can use the name of a legitimate firm to try and get you to part with your money. Always check the FCA register for any warnings about cloned firms.

Your money

Enter firm name or FRN Can't find your bank, building society or credit union?
Enter amount greater than 0
Firm already added
Joint account, each Personal or sole trader Charities or LTD companies CHECK NOW ADD ACCOUNT

We don't protect e-money. This e-money article in our News section explains why.

FSCS can only protect money held by UK branches of authorised banks and building societies. Before opening an account you should check with your firm where it will be holding your deposit and what protection is available. What if my money is held outside of the mainland UK?

What’s protected?


Money protected for your partner


Money at risk

Money protected for you Money protected for your charity or limited company Money protected for your partner Money at risk

Reason why

HSBC Bank plc & First Direct share a banking licence and are treated as one bank. Up to £85,000 is protected for each Bank, Building Society or Credit Union. Up to £170,000 is protected for joint accounts.

Or view What we cover

Results are provided for information purposes only and no representation is given as to their accuracy. Results are based on the Financial Conduct Authority's financial services register. You should always refer to the firm for further information.