Bank & savings protection checker - check your money is protected

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We don't protect e-money. This article in our News section explains FSCS protection for the money in your accounts.

FSCS can only protect money held by UK branches of authorised banks and building societies. Before opening an account you should check with your firm where it will be holding your deposit and what protection is available. What if my money is held outside of the mainland UK?

What’s protected?

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Reason why

Money protected for you Money protected for your charity or limited company Money protected for your partner Money at risk

Funded by the financial services industry, FSCS is independent and free, protecting you when financial firms fail. Add your accounts to check how much of your money we protect. Some banks or building societies share protection across different brands, where they operate under one banking licence. Adding all your accounts will highlight if this applies to any of your money.

The protection checker will find results for cash deposits but not investments or savings products structured as long term contracts of insurance, as offered by some mutual insurers. You’ll get the most relevant results if you enter the firm reference number (FRN) of your bank, building society or credit union. It should be on its website or you can ask them for it. 

Warning: Scammers can use the name of a legitimate firm to try and get you to part with your money. Always check the FCA register for any warnings about cloned firms.

Results are provided for information purposes only and no representation is given as to their accuracy. Results are based on the Financial Conduct Authority's financial services register. You should always refer to the firm for further information.

Protected Digital Badge

FSCS Protected

The ‘FSCS Protected’ badge is displayed by UK-authorised banks, building societies, credit unions, Northern Ireland credit unions and certain overseas firms with branches in the UK. The badge is displayed in branches, online and in mobile apps. It indicates that eligible deposits are protected by FSCS under the deposit guarantee scheme up to £85,000 per person. Look out for the ‘FSCS Protected’ badge next time you are looking for a deposit product.