Deposit protection limit rising to £120,000 from December 2025
From 1 December 2025, FSCS protection for deposits and savings in bank, building society and credit union accounts rose to £120,000.
If a bank, building society, or credit union goes out of business, FSCS can compensate you up to the new limit of £120,000 per person, per UK-authorised firm.
We also cover temporary high balances, which will also rose from 1 December, of up to £1.4 million. These may occur from major life events, such as selling a home or receiving an inheritance. Temporary high balances are protected for up to six months.
If a bank, building society, or credit union goes out of business, FSCS can compensate you up to the new limit of £120,000 per person, per UK-authorised firm.
We also cover temporary high balances, which will also rose from 1 December, of up to £1.4 million. These may occur from major life events, such as selling a home or receiving an inheritance. Temporary high balances are protected for up to six months.
Share the news
Help us spread the word. Share the news about the increased FSCS deposit limit and the refreshed protected badge with your networks. We’ve provided an animated video and newsletter content on this page to make sharing easy.Deposit protection limits
Find out how FSCS protects money in banks, building societies, and credit unions, and what’s covered if a provider fails.
Share on social media
Watch and share: A video and infographic on the new £120,000 deposit protection limit. Discover how the FSCS protects your money. Resources you can share.
Update your newsletter
Use these materials to help consumers understand the new £120,000 deposit protection limit and share the refreshed FSCS Protected badge. Newsletter content available for you to use.
If you have any questions or issues downloading the social media assets contact: publicrelations@fscs.org.uk