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#29 Mini-pod: What is a credit union?

Banks and building societies are perhaps better known, but credit unions play a key role in the financial services industry. Join Nigel as he chats to Robert Kelly, CEO of the Association of British Credit Unions Ltd, about what a credit union is and why they’re important.

When this podcast was recorded, the deposit limit was £85,000. From 1 December 2025 it is £120,000 and the temporary high balance has risen to £1.4m. See our New Deposit Protection Limit page for details.

Useful links

See how we protect credit union accounts

Find out more about the Association of British Credit Unions Ltd

Transcript of episode 29

Read the transcript of episode 29 here (PDF 51KB).

The content of any discussions shouldn't be taken as an indication of future FSCS policy positions. The views expressed by guest speakers are their own and don't reflect the views of FSCS.

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