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Outlook November 2025

In this latest edition of Outlook, we provide an update for the 2025/26 levy as well as a first look at the 2026/27 levy forecast.  

This information is accompanied by a message from our Chief Executive, Martyn Beauchamp.

Please see the full Outlook report below. Our next edition will be published in spring 2026.

Outlook Nov 2025 front cover

The 2025/26 levy remains unchanged at £356m 

  • Compensation costs for the year are now forecast at £315m, a slight decrease from our May forecast of £332m.
  • We have continued to make substantial recoveries and now expect to secure close to £40m by year-end.
  • No additional levy is expected for this financial year.

The initial forecast for the 2026/27 levy is £342m  

  • Compensation costs are currently projected at £294m.
  • Some funding classes are expected to start with lower opening balances, as prior year surpluses have been effectively used. This brings the levy forecast for these classes in closer alignment with projected compensation costs.

 

Full Outlook report

Outlook November 2025

Outlook November 2025

Contains an update for 2025/26 as well as a first look at the 2026/27 forecasts.
Download pdf (2.5MB)
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Outlook archive

Copies of Outlook going back to 2015, downloadable in pdf format.
Visit archive

Further reading

Martyn Beauchamp, FSCS CEO

Martyn Beauchamp's statement

Martyn reflects on the year so far and looks forward to the next.
Read the article in our News section
Podcast graphic

Podcast - How is FSCS funded?

Listen to further information on our levy and recoveries.
Listen to the podcast
Friends chatting money

How we forecast the levy

Forecasting the cost of our annual levy is a complex task with many moving parts.
Read about our forecast process

We'd love to hear what you think about how we're presenting this information. Please share your thoughts or suggestions with us here.

If you would like Outlook in an alternative format, please contact us.

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