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FSCS pension protection guide

Ask these key questions to make sure your pension is protected

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Choosing or moving your pension is a big decision, so it's natural to feel confused and overwhelmed. 

At FSCS want you to feel confident and in control of your finances. That's why we've created a set of key questions to ask your pension provider when you're considering where to put your money.

There are lots of factors to take into account when you're making decisions about your pension. It's really important you know how much of your money FSCS can protect before you sign up to anything, just in case something goes wrong. 

Download the key question cards to use on your phone, tablet or computer, or print them out if you prefer. 

You might also be interested in our Bank and Savings checker, as well as our Investment protection guide.

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Thinking about getting financial advice or moving your pension?

Step 1

If you're considering getting some financial advice about your pension, search the Financial Conduct Authority (FCA) register to check that it authorises your financial adviser.

If you've a defined contribution workplace scheme, ask your employer to find out if it’s FSCS protected. Or if you know the pension provider, ask them if your pension is FSCS protected.

You may find it helpful to visit MoneyHelper and read up on the different types of pensions available. Its advice is free and impartial.

Step 2

If you're considering switching your pension or taking out a new one, search the Financial Conduct Authority (FCA) register to check that it authorises your new pension provider.

Step 3

Use our key questions above (pdf 215KB) to ask any pension provider about your FSCS protection.
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