FSCS protects consumers if anything happens to their bank, building society or credit union.

FSCS covers Nationwide accounts up to £85,000*. Find out more from your local branch or Nationwide's website.

We protect firms that the Prudential Regulation Authority authorises.

FSCS protects the following Nationwide accounts

  • Nationwide current accounts.
  • Nationwide savings accounts.
  • Nationwide cash ISA accounts.

Individuals are protected up to £85,000* and £170,000* for joint accounts. For a full list of FSCS-protected Nationwide deposit accounts, visit the Nationwide website

Understanding shared banking authorisation

Some banks and building societies run a number of brands under one banking licence. This means that you could only be protected up to £85,000* for the total amount of money you have across all the brands.

What else does FSCS protect?

We also protect investments, insurance, pensions, endowments and home finance (including mortgage advice). Find out more about our compensation limits.

*From 3 July 2015, the FSCS provides a £1 million protection limit for temporary high balances held with your bank, building society or credit union if it fails. Read our Q&As about temporary high balances for more information.