You make sure you’ve got insurance for the things that are really important to you, like your home, car or pet. But if something went wrong and your insurer went bust, would you be confident your insurance policy was protected?
Before you take out any kind of insurance policy, it’s essential to know if FSCS would protect your money if your insurer failed. We can only protect you if the Prudential Regulation Authority has authorised your insurance provider.
How can I check if my insurance provider is FSCS protected?
Search the Financial Conduct Authority (FCA) register using your insurance provider’s firm reference number (FRN) for the most accurate results. Find the FRN in your paperwork or emails, or ask your provider if you can’t find it. If the FCA search results show the firm’s status as ‘authorised’, FSCS may be able to compensate you if this firm fails.