Is my investment protected?

Investing your money can be a great way to bolster your future. But investments can be risky, as the couple in our video found out. It’s critical to choose what you invest in wisely, be aware of the risks of a higher-reward investment and make sure you’re protected in case something goes wrong.

Before you invest, find out if FSCS would protect your money if the investment firm failed. We can only protect you if the firm was authorised by the Prudential Regulation Authority or the Financial Conduct Authority (FCA) and if your investment was a regulated product.

How can I check if my investment provider is FSCS protected?

Search the FCA register using your provider’s firm reference number (FRN) for the most accurate results. Find the FRN in your paperwork or emails, or ask your provider if you can’t find it. If the FCA search results show the firm’s status as ‘authorised’, FSCS may be able to compensate you if this firm fails.

Investments

Investments

We may be able to compensate you if you've a protected claim against a firm that has failed.

  • up to £85,000 per eligible person, per firm.

 

  • up to £50,000 per eligible person, per firm.

 

  • 100% of the first £30,000 and 90% of the next £20,000 up to £48,000 per eligible person, per firm.

 

Home finance

Mortgage & endowment advice

We may be able to compensate you for mortgage advice you received after 31 October 2004 and endowments you were mis-sold after 28 August 1988, if you’ve lost money as a result, and the advisor has since failed.

  • up to £85,000 per eligible person, per firm.

 

  • up to £50,000 per eligible person, per firm.

 

  • 100% of the first £30,000 and 90% of the next £20,000 up to £48,000 per eligible person, per firm.