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COVID update - FSCS operating as normal. We've extra support for NHS workers' claims.

FSCS protects you when financial firms fail

If the firm you've used has gone out of business and can't pay your claim, we can step in to pay compensation.

We’re independent and our service is free to use. You’ll keep all the compensation you’re owed when you claim directly through us.

Check if you can claim

Protection checker

Use our protection checker to check your money's safe

Check you're protected

Banks & building societies

Protection for bank and building society accounts

See how you're protected

Credit unions

Protection against failed financial co-operatives

See how you're protected

Pensions

Protection against failed pension providers and investments

See how you're covered

Mortgages

Bad mortgage advice and mis-sold mortgage endowments

Check compensation limits

Insurance

Cover against insurance company and insurance broker/adviser failures

See how you're protected

Investments

Compensation for investments with firms that have failed

Check compensation limits

PPI

Mis-sold PPI after 14 Jan 2005 and the firm's now gone?

Check compensation eligibility

Debt management

Protection against debt management firm failures

See how you're protected

Latest updates on failed financial firms