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Protection and Technology

News on FSCS protection and the impact of technology.

James Darbyshire, FSCS's Chief Counsel

Recovering compensation costs and tackling the root causes of consumer harm

11 May 2023


In a recent article published in the British Insurance Brokers Association (BIBA) Compliance Rules newsletter, our Chief Counsel James Darbyshire talks about the work that FSCS does to recover compensation costs and tackle the root causes of consumer harm.

Financial Ombudsman Service logo

Wider Implications Framework annual report for 2022 published

19 April 2023


The financial services regulatory family re-launched the Wider Implications framework in 2022, to achieve better outcomes for consumers, firms and the industry as a whole, through building on existing collaborative work. Its annual report was published today, 19 April 2023.

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Crypto assets - wild west finance or a force for good?

20 December 2022


In this extract from a recent article, FSCS’ Chief Data, Intelligence and Technology Officer, Sabah Carter looks at the debate going on in the crypto space, which has intensified in recent weeks.

Greenwashing, written in soap suds

Going green: protecting your money from greenwashing

31 October 2022


FSCS Chief Counsel, James Darbyshire, and Senior Lawyer, Emma Brown, reflect on the growing interest in ESG Funds and “green” investments and the emerging risks of “greenwashing” to consumers.

Challenger banks

What if my bank just exists online?

17 September 2020


FSCS protects your money held in all authorised UK banks, even if they don't have any branches. Our protection applies no matter what type of bank you choose.

Ask these key questions to make sure your money is protected

Ask these key questions to make sure your money is protected

04 September 2020


Arm yourself with these essential questions to ask your provider so you know what FSCS protection is available before you choose a financial product or service.

Broken piggy bank

If your bank fails...

10 June 2020


FSCS protects up to £120,000 of your money. Emma McAllister explains how this works in practice.

Graphic of mother and child in front of laptop

FSCS allocation of claims regarding IFAs and SIPP operators

06 March 2020


When customers suffer losses as a result of failed investments made via a SIPP, there are often a number of different firms which may be liable for some or all of those losses.

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