Protection
Read the articles in our protection section to find out the latest news on FSCS protection and the wider issues facing the financial services industry.
Going green: protecting your money from greenwashing
31 October 2022
FSCS Chief Counsel, James Darbyshire, and Senior Lawyer, Emma Brown, reflect on the growing interest in ESG Funds and “green” investments and the emerging risks of “greenwashing” to consumers.
What if my bank just exists online?
17 September 2020
FSCS protects your money held in all authorised UK banks, even if they don't have any branches. Our protection applies no matter what type of bank you choose.
Ask these key questions to make sure your money is protected
04 September 2020
Arm yourself with these essential questions to ask your provider so you know what FSCS protection is available before you choose a financial product or service.
If your bank fails...
10 June 2020
FSCS protects up to £85,000 of your money. Emma McAllister explains how this works in practice.
FSCS allocation of claims regarding IFAs and SIPP operators
06 March 2020
When customers suffer losses as a result of failed investments made via aSIPP there are often a number of different firms which may be liable for some or all of those losses.
Summary note on the basis for protected claims against London Capital & Finance plc
12 July 2019
A summary note detailing the background, response and next steps in FSCS's response to London Capital & Finance's failure.
Summary note on the basis of claims for Active Wealth
15 May 2018
On 26 March 2018, FSCS declared Active Wealth (UK) Limited (“Active Wealth”) in default pursuant to COMP 6.3.2R on the basis that it is unable, or likely to be unable, to satisfy protected claims against it.
Capita wins strategic sole partner contract
15 May 2018
Following a competitive procurement process, FSCS has awarded its strategic sole partner contract to Capita for the provision of a claims handling service.